South African Bank Account Verification
Bank Account Verification confirms whether a supported South African bank account exists and is open, then checks the submitted holder name, identity or company number, and account type against bank-side records. Use the result before supplier, payroll, refund, or loan payments.
Comprehensive Bank Verification
Everything you need to verify bank accounts and prevent payment fraud
Account Verification
Verify bank account exists and is active with the specified bank.
Account Holder Match
Confirm account holder name matches the provided identity.
Account Type Check
Verify account type (cheque, savings, transmission) and status.
Fraud Prevention
Reduce payment fraud by verifying bank details before transactions.
Secure Processing
Keep each result with the payment decision and authorised review trail.
Live Results
Receive the completed bank-side outcome in the dashboard or API.
How Bank Verification Works
A direct workflow for a supported South African bank account
Submit Details
Provide the account number, branch code, and account holder information
We Verify
Our system checks the details against the bank's records in real-time
Get Results
Review the account, identity, name, type, and status fields before payment
Supported Banks
We support all major South African banks for account verification
Absa Bank
Access Bank
African Bank
Bidvest Bank
Capitec Bank
Discovery Bank
First National Bank (FNB)
Grindrod Bank
GoTyme Bank
Investec Bank
Nedbank
Sasfin Bank
Standard Bank
Bank ZeroCommon Use Cases
How businesses use bank verification to prevent payment fraud
Payroll Processing
Verify employee bank details before salary payments to avoid failed transactions.
Supplier Payments
Confirm vendor bank accounts to prevent payment fraud and misdirection.
Customer Refunds
Verify customer bank details before processing refunds or rebates.
Loan Disbursements
Confirm borrower bank accounts before loan payouts.
Easy API Integration
Integrate bank verification into your systems with our simple REST API
Example API Request
curl -X POST https://www.verifynow.co.za/api/external/bank-account-verification \
-H "x-api-key: YOUR_API_KEY" \
-H "Content-Type: application/json" \
-H "Idempotency-Key: unique-request-id" \
-d '{
"type": "Individual",
"firstName": "John",
"surname": "Smith",
"identityNumber": "8501015800083",
"identityType": "IDNumber",
"bankAccountNumber": "1234567890",
"bankBranchCode": "250655",
"bankAccountType": "Savings",
"mode": "production"
}'Example Response
{
"success": true,
"response_code": 1,
"results": {
"identity_and_account_verified": true,
"verification_results": {
"Status": "VerifiedNoErrors",
"accountFound": "Yes",
"accountOpen": "Yes",
"identityMatch": "Yes",
"accountTypeMatch": "Yes",
"nameMatch": "Yes"
}
}
}Why Bank Verification Matters
A changed invoice or payroll instruction can send a valid payment to the wrong account. Verify new details, pause on a mismatch, and confirm a requested change through a trusted channel before releasing funds.