How Long Does a VerifyNow Credit Score Check Take?

VerifyNow does not provide credit scores or credit reports, so there is no VerifyNow credit-score turnaround time. Use a registered credit bureau for credit information.

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How Long Does a VerifyNow Credit Score Check Take?

VerifyNow does not provide a credit-score check, credit report, consumer credit information, affordability assessment or lending decision. There is therefore no VerifyNow credit-score turnaround time.

Where to obtain credit information

Credit information should come from a registered credit bureau under the National Credit Act and the consent, authorisation and purpose required for the request. The bureau determines its coverage, response time, dispute process and report content.

VerifyNow is not a credit bureau and does not receive, display or store a bureau score on behalf of the customer.

Verification services around a credit workflow

A credit provider may need separate evidence before applying its own affordability and lending process. VerifyNow can provide supported services such as:

South African identity verification
Company Verification
Bank Account Verification
AML and PEP screening
Face Match or Passive Liveness when separately selected

Each service has its own inputs, result fields, price and source-dependent timing. An identity or bank result must not be described as a credit result.

How long do VerifyNow checks take?

Turnaround depends on the selected service and responding source. Some automated checks usually return within seconds when the source is available. Other checks, batches and manual workflows can take longer. Design the customer journey to handle completed, pending, unavailable and review outcomes rather than promising a universal time.

The current service page or signed API contract is the source for a particular check's response fields and timing.

FICA and credit decisions

FICA customer due diligence applies to accountable institutions and does not replace the National Credit Act affordability process. A VerifyNow result can support one evidence step where the organisation's RMCP or fraud controls require it.

The credit provider remains responsible for credit-bureau access, affordability, source-of-funds or source-of-wealth review where applicable, final decisions and notices to the applicant.

Frequently asked questions

Can VerifyNow check a personal credit score?

No. Obtain the score from a registered credit bureau under the applicable legal process.

Can VerifyNow check a business credit score?

No. Company Verification returns the documented CIPC-linked fields and does not assess creditworthiness.

Does a VerifyNow ID check include a credit report?

No. Identity verification and credit reporting are separate services supplied by different sources.

How quickly can I receive a VerifyNow identity result?

Timing depends on the selected report and source response. Use the current service description and handle pending or unavailable outcomes.

Does VerifyNow make a loan decision?

No. The credit provider owns the affordability model and final lending decision.

Use the current service catalogue

Review Learn More About Our Services before choosing a check. Create an account through Sign Up Now for supported VerifyNow services.