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VerifyNow guide

What Is Express Credit Score on VerifyNow? SA FICA & KYC

What is express credit score on VerifyNow? It’s a fast, risk-focused score used to support FICA and KYC checks in South Africa—without slowing down onboard...

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What Is Express Credit Score on VerifyNow? SA FICA & KYC

Credit information: current scope

VerifyNow is not a credit bureau and does not provide credit scores, credit reports, affordability assessments, consumer credit information, or loan decisions. Obtain credit information separately from a provider on the National Credit Regulator register under the purpose and process that apply to the decision.

How to use this result

For a review workflow that keeps each source and decision separate, start with the exact input and preserve the original response. Compare returned fields with the information supplied for the case, record mismatches and unavailable values, and route exceptions to a person authorised to decide the next step. Current pricing belongs on the pricing page; timing remains subject to provider availability, input quality, supported records, and any manual work.

Service boundary

Use VerifyNow only for the separate identity, company, bank-account, or AML evidence relevant to the workflow. Never describe an identity or trace result as a credit signal.

FIC Act customer-due-diligence duties apply to accountable institutions listed in Schedule 1 and operate through the institution's risk management and compliance programme. A VerifyNow result is one evidence item. It does not classify an organisation, complete every statutory duty, set a risk rating, or make the final decision.

POPIA applies to the processing of personal information. The organisation using the result remains responsible for purpose, lawful basis, notices, access controls, retention, security, operator management, and any cross-border transfer.

Existing VerifyNow resources

Existing resources retained from this guide